This is NOT a sponsored post.  If it were, then maybe I wouldn't have to wait for over an hour at my UnionBank branch just to apply (even if all pertinent information has already been filled up online) only to have my account put "on hold" until I could submit additional documents.




I applied for this new debit card from the UnionBank and Cebu Pacific tie-up that lets you earn GetGo points (Cebu Pacific's version of flight awards/points or "miles") for every time you use the card.  Since I always fly via Cebu Pacific on budget/promo fares to destinations less than 4 hours away, I figured I could use it. The debit card has the highest peso to point ratio at Php 88:1 point compared to the similar GetGo credit card (Php 30:1).

FAQ:

• Card Cost: Php 500 per year (annual fee)
• No maintaining balance
• BancNet ATM access
• Use with Paypal (also for Paypal withdrawals)
• For purchases online and offline (swipe & sign)

By far, it's the most expensive prepaid debit card at Php 500/year compared to UnionBank Eon's Visa (Php 350/year) and BPI Eprepaid Mastercard at Php 500 for 2 years.  Points from purchases using the card are credited every month.

You can apply using this link here.


So can you really fly for free faster?  

It depends which type of card (debit or credit) you get and whether you use it regularly for purchases.

Cebu Pacific occasionally holds sales for GetGo members to be able to book using their points with some short routes going for only 10 points (usually inter-island routes) and international Asean routes at 1000 points or more.  For the debit card, that translates to a cost of Php 88,000 just to get 1000 points